PaydownWise
Calculate Your Path to Debt Freedom
Free, privacy-focused financial calculators to help you understand how extra payments can save you thousands in interest and years of debt.
Featured Calculator
Start with our most popular tool
Mortgage Payoff Calculator
See how much you can save by making extra mortgage payments. Calculate your new payoff date, total interest saved, and get a detailed amortization schedule.
- Calculate interest savings from extra payments
- See your new payoff date
- Interactive charts and amortization schedule
More Calculators
Additional tools to help with your financial planning
RV Loan Calculator
Calculate monthly payments for your dream RV. Compare financing options and see the total cost including taxes and fees.
- Calculate monthly payments
- Include taxes and fees
- Amortization schedule
Boat Loan Calculator
Calculate financing for your boat purchase. See monthly payments, total costs, and a complete amortization schedule.
- Calculate monthly payments
- Include taxes and fees
- Amortization schedule
Simple Interest Calculator
Calculate simple (non-compounding) interest on loans and investments. See detailed breakdown and interest over time.
- Calculate interest amounts
- View by days, months, or years
- Simple vs compound comparison
Business Loan Calculator
Calculate business loan payments with ROI analysis, tax deductions, and cash flow impact for informed business decisions.
- ROI analysis
- Tax deduction benefits
- Cash flow impact
Personal Loan Calculator
Calculate personal loan payments with detailed amortization and debt-to-income ratio analysis for smart borrowing decisions.
- Monthly payment calculation
- DTI ratio analysis
- Amortization schedule
How It Works
Three simple steps to financial clarity. For more financial tools and calculators, check out CalcWise.
Enter Your Details
Input your loan balance, interest rate, and current payment information
See Your Results
Get instant calculations showing how extra payments impact your payoff timeline
Save Money
Use insights to make informed decisions about paying down your debt faster
Why Choose PaydownWise?
100% Private
All calculations happen in your browser. We don't collect, store, or share your financial data.
Lightning Fast
Get instant results as you type. No waiting, no loading screens, just immediate insights.
Always Free
No registration, no credit card, no hidden fees. Professional financial tools, completely free.
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