PaydownWise
Calculate Your Path to Debt Freedom
Free, privacy-focused financial calculators to help you understand how extra payments can save you thousands in interest and years of debt.
Featured Calculator
Start with our most popular tool
Mortgage Payoff Calculator
MortgageSee how much you can save by making extra mortgage payments. Calculate your new payoff date, total interest saved, and get a detailed amortization schedule.
- Calculate interest savings
- See new payoff date
- Interactive charts
- Amortization schedule
More Calculators
Additional tools to help with your financial planning
RV Loan Calculator
Calculate monthly payments for your dream RV with taxes and fees included.
Calculate NowBoat Loan Calculator
Calculate financing for your boat with total costs and amortization schedule.
Calculate NowSimple Interest Calculator
Calculate simple interest on loans and investments with detailed breakdown.
Calculate NowBusiness Loan Calculator
Calculate business loan payments with ROI analysis and tax deductions.
Calculate NowPersonal Loan Calculator
Calculate personal loan payments with DTI ratio analysis.
Calculate NowVA Loan Calculator
Calculate VA loan payments with no down payment. For veterans.
Calculate NowFHA Loan Calculator
Calculate FHA loan payments with low 3.5% down payment.
Calculate NowHome Equity Loan
Calculate home equity loan payments with LTV ratio analysis.
Calculate NowDebt Payoff Calculator
Compare snowball vs avalanche debt payoff strategies.
Calculate NowLoan Amortization
Generate detailed amortization schedules for any loan.
Calculate NowBudget Calculator
Plan your budget with the 50/30/20 rule and DTI analysis.
Calculate NowHow It Works
Three simple steps to financial clarity. For more financial tools and calculators, check out CalcWise.
Enter Your Details
Input your loan balance, interest rate, and current payment information
See Your Results
Get instant calculations showing how extra payments impact your payoff timeline
Save Money
Use insights to make informed decisions about paying down your debt faster
Why Choose PaydownWise?
100% Private
All calculations happen in your browser. We don't collect, store, or share your financial data.
Lightning Fast
Get instant results as you type. No waiting, no loading screens, just immediate insights.
Always Free
No registration, no credit card, no hidden fees. Professional financial tools, completely free.
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